How to Get Your Credit Score

If you want your credit report for free and looking for place / sites to get one! You have arrived at the right hub for information. Getting a real credit report for free sounds like too good to be true but there are legitimate companies who offer them without any cost at all. These companies do not require your credit card number and neither do they advise trial offers completion to gain the complete report.

1. The Prosper Person – to – Person Lending provides free report on the basis of data accumulated by Experian. Previously, they also used to pay bonus of $25 to borrowers or lenders when a loan was sanctioned through them.

2. The Washington Mutual Credit Card shows you the report based on data from the Transunion credit report. They provide the FICO score absolutely free of cost. You just have to log in to their account and access the files. Also the data is updated every month. But there is a catch also – if you do not have credit card facility with them, you have to sign up for credit card and then will effect your credit score. Nevertheless, their services and accurate and timely.

3. The E – Loan Mortgage firm processes the report from Experian credit information, The report maybe not of FICO standard but is an expert service. However, this company gives this service for free only once and for subsequent credit reports, you have to use their paid credit score products as well. So, use this one chance wisely.

4. The Lending Club is similar to Prosper. When you sign up with them through any referral link, you are credited with $25. They prepare the credit report on the basis of Transunion credit report and rather than giving numerical score, they provide with grade based score. You can use the grades to determine the score range. You can also request for additional brief reports like the rate of interest you can get on unsecured loans or how much others are going to charge you? Their services are professional and trustworthy.